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Money Market | Shares & Certificates | Loans Rates 
New Autos | Used Autos | RV Loans | Mobile Home Loans
 Home Equity Loans | Kwik-Cash Loans | Signature Loans | Collector Cars

NEW! $500 Minimum Deposit on CD & IRA CDs**
All Rates are subject to change**  Effective 9-3-2010
Money Market

Money Market Investment Account

Balance Rate APY*
$2,500 - $9,999 0.10% 0.10%
$10,000 - $24,999 0.30% 0.30%
$25,000 + 0.50% 0.50%
$2,500 minimum deposit.

Money Market Advantage Account

Balance Rate APY*
$15,000 - $24,999    0.64%  0.65%
$25,000 - $49,999 0.84% 0.85%
$50,000 - $99,999 0.99% 1.00%
$100,000 + 1.14% 1.15%
$15,000 minimum deposit.  $15 per month fee if balance falls below minimum.

Shares, Certificates, & IRA CDs

Share Type Minimum Balance Rate APY*
Regular Share $5.00 0.10%

0.10%

Variable IRA Savings $5.00 1.34% 1.35%
Holiday Club+ $25.00 1.00% 1.00%
Vacation Club+ $25.00 1.00%

1.00%

+ A $20 fee applies if the account is closed

Certificate & IRA CD Type Minimum Balance Rate APY*
3 Month $500 0.396% 0.40%
6 Month $500 0.695% 0.70%
1 Year $500 1.093% 1.10%
2 Year $500 1.390% 1.40%
3 Year $500 1.834%

1.85%

4 Year $500 2.327% 2.35%
5 Year $500 2.719% 2.75%
       
No Specials at this time.      
Please check back with us later.      
       

*APY denotes Annual Percentage Yield
**Unless otherwise indicated

Early withdrawal penalties are:
90 days for a certificate less than 1 year in maturity.

180 days for a certificate with a maturity of 1 year or greater.
Dividends earned daily and paid quarterly.

 Call for rate for larger dollar amounts (920) 467-8105

IRA CD terms available are 1 year or greater.

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Loan Rates

New Auto 2010/2009
(Never titled or under 5000 miles)  Rates as low as:

Term APR* Monthly Payment**
36 Months 4.49% $29.74
48 Months 4.99% $23.02
60 Months 5.19% $18.96
72 Months 5.69% $16.43

Used Autos

Term APR* Monthly Payment**
24 Months 5.19% (2006, 2007, 2008) $43.96
36 Months 5.39% (2006, 2007, 2008) $30.15
48 Months 5.59% (2006, 2007, 2008) $23.30
60 Months 5.79% (2006, 2007, 2008) $19.24
24 Months

5.69% (2001-2005)

$44.18
36 Months 6.69% (2001-2005) $30.74
48 Months 7.69% (2001-2005) $24.27
24 Months 6.69% (2000 & Older) $44.63
36 Months 7.69% (2000 & Older) $31.19

Contact MCU for details!

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RV (Snowmobiles, Campers, 4-wheelers, Boats, etc)

Term - New APR* Monthly Payment**
36 Months 6.08% $30.46
48 Months 6.58% $23.75

60 Months

7.08% $19.84
Term - Used    
24 Months 7.08% $44.81

36 Months

7.58% $31.14
48 Months 8.08% $24.45
60 Months 8.58% $20.56

Mobile Home and Motorhome Loans

Term APR* %Financed Payment** Terms
New Mobile Homes 8.10% Up to 80% $20.32 Up to 15 yrs amort., w/ 5 yr demand
Mobile Homes 2008-1998 8.35% Up to 80% $20.44 Up to 10 yrs amort., w/ 5 yr demand
Mobile Homes 1997 & Older 9.10% Up to 80% $20.81 Up to 10 yrs amort., w/ 5 yr demand
Motorhomes 2009-2008 6.74% Up to 90% $19.68 Up to 20 yrs amort., w/ 5 yr demand
Motorhomes 2007-2006 7.14% Up to 90%  $19.87 Up to 15 yrs amort., w/ 5 yr demand

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Home Equity Loans (1st and/or 2nd Mortgage) 3 yr fixed rate up to 30 yrs amort., w/ 3 yr demand

Loan to Value APR* Monthly Payment**
Up to 80% 4.99% $29.97
81% to 90% 5.99% $30.42
91% to 100% 6.99% $30.87
Other terms available: 5 yr fixed term plus 0.50%, 7 year fixed term plus 1.00%, 10 year fixed term plus 1.25%, with demand feature at the end of fixed rate terms.

Home Equity Line of Credit

Loan to Value APR* Monthly Payment
Up to 80% LTV 4.00% $2/100 min. $200
Up to 90% LTV 5.00% $2/100 min. $200
Up to 100% LTV 6.00% $2/100 min. $200
 Rates are subject to change quarterly. A $25 annual fee may apply. Minimum rate 4.00%.

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Kwik-Cash Loans (unsecured)

Up to $5,000 14%

Savings & CD Secured Loans

3% Above Actual Rate - Minimum 5%

Personal Signature Loans (unsecured) up to $5000

12 Months 9.00% $87.45
24 Months 9.00% $45.68
36 Months 10.00% $32.27
48 Months 10.00% $25.36
60 Months N/A N/A

Single Payment Loan

up to 6 Months 9.25%  

Collector Cars (Appraisal required)

Term APR* Monthly Payment**
24 Months 5.69% $44.18
36 Months 6.69% $30.74
48 Months 7.69% $24.27

* APR denotes Annual Percentage Rate.
All above rates are based on certain credit worthiness criteria.
*Some loans greater than 5 years are subject to a demand feature.
**  Monthly Payment is based on payment per $1000 for rate and term.

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The above rates are based on the following criteria:

  1.   Year of collateral
  2. Amount financed compared to the loan value of collateral
  3. Previous credit history with Meadowland Credit Union
  4. Current FICO credit score

USED TO DETERMINE LENGTH OF LOAN -

1.  $700.00 or less ----------------------12 months
2.  $701.00 to  $1400.00 ---------------18 months
3.  $1401.00 to $2000.00 --------------24 months
4.  $2001.00 to $3600.00 --------------36 months
5.  $3601.00 to $5000.00 ------------- 48 months

All Rates are Subject to Change

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