Money Market | Shares & Certificates | Loans Rates
New Autos | Used Autos | RV Loans | Mobile Home Loans
Home Equity Loans | Kwik-Cash Loans | Signature Loans | Collector Cars
NEW! $500 Minimum Deposit on CD**
All Rates are subject to change** Effective 10-23-2008
Money Market
|
Money Market Investment Account
|
| Balance |
Rate |
APY* |
| $2,500 - $9,999 |
0.89% |
0.90% |
| $10,000 - $24,999 |
1.14% |
1.15% |
| $25,000 + |
1.39% |
1.40% |
| $2,500 minimum deposit. |
|
Money Market Advantage Account
|
| Balance |
Rate |
APY* |
| $15,000 - $24,999 |
1.88% |
1.90% |
| $25,000 - $49,999 |
2.13% |
2.15% |
| $50,000 - $99,999 |
2.37% |
2.40% |
| $100,000 + |
2.71% |
2.75% |
| $15,000 minimum deposit. $15 per month fee if balance falls below minimum. |
Shares and Certificates
| Share Type |
Minimum Balance |
Rate |
APY* |
| Regular Share |
$5.00 |
.50% |
.50% |
| Holiday Club+ |
$25.00 |
1.75% |
1.75% |
| Vacation Club+ |
$25.00 |
1.75% |
1.75% |
| + A $20 fee applies if the account is closed |
| Certificate Type |
Minimum Balance |
Rate |
APY* |
| 3 Month |
$500 |
2.277% |
2.30% |
| 6 Month |
$500 |
2.572% |
2.60% |
| 1 Year |
$500 |
2.817% |
2.85% |
| 2 Year |
$500 |
2.915% |
2.95% |
| 3 Year |
$500 |
3.159% |
3.20%
|
| 4 Year |
$500 |
3.744% |
3.80% |
| 5 Year |
$500 |
3.938% |
4.00% |
| |
|
|
|
| Specials 23 Month |
$5,000 |
3.938% |
4.00% |
| |
|
|
|
| |
|
|
|
*APY denotes Annual Percentage Yield
**Unless otherwise indicated
Early withdrawal penalties are:
90 days for certificates less than 1 year in maturity
180 days for certificates 1 year to 2 years in maturity
360 days for certificates 3 years or greater in maturity
Dividends paid quarterly. Call for rate for larger dollar amounts (920) 467-8105
Back to top | Calculators | Applications
Loan Rates
|
New Auto 2008/2007
(Never titled or under 5000 miles.) Rates as low as:
|
| Term |
APR* |
Monthly Payment** |
| 36 Months |
5.39% |
$30.15 |
| 48 Months |
5.39% |
$23.21 |
| 60 Months |
5.59% |
$19.14 |
| 72 Months |
6.09% |
$16.62 |
|
Used Autos
|
| Term |
APR* |
Monthly Payment** |
| 24 Months |
5.59% (2004, 2005, 2006) |
$44.14 |
| 36 Months |
5.79% (2004, 2005, 2006) |
$30.33 |
| 48 Months |
5.99% (2004, 2005, 2006) |
$23.48 |
| 60 Months |
6.19% (2004, 2005, 2006) |
$19.42 |
| 24 Months |
6.09% (1999-2003) |
$44.36 |
| 36 Months |
7.09% (1999-2003) |
$30.92 |
| 48 Months |
8.09% (1999-2003) |
$24.46 |
| 24 Months |
7.09% (1998 & Older) |
$44.81 |
| 36 Months |
8.09% (1998 & Older) |
$31.38 |
Contact MCU for details!
Back to top | Calculators | Applications
|
RV (snowmobiles, dirt bikes, campers, boats, etc)
|
| Term - New |
APR* |
Monthly Payment** |
| 36 Months |
6.48% |
$30.64 |
| 48 Months |
6.98% |
$23.94 |
|
60 Months
|
7.48% |
$20.03 |
| Term - Used |
|
|
| 24 Months |
7.48% |
$44.99 |
|
36 Months
|
7.98% |
$31.33 |
| 48 Months |
8.48% |
$24.64 |
| 60 Months |
8.98% |
$20.75 |
|
Mobile Home Loans
|
| Term |
APR* |
%Financed |
Payment** |
Terms |
| New |
8.50% |
Up to 80% |
$20.52 |
Up to 15 yr, with 5 yr demand |
| 2007 - 1997 |
8.75% |
Up to 70% |
$20.64 |
Up to 15 yr, with 5 yr demand |
| 1996 & Older |
9.50% |
Up to 70% |
$21.00 |
Up to 5 yrs |
| Motorhomes 2008/07 |
7.14% |
Up to 90% |
$19.87 |
20 yr, 5 yr demand |
| Motorhomes 2006/05 |
7.54% |
Up to 90% |
$20.06 |
15 yr, 5 yr demand |
Back to top | Calculators | Applications
|
Home Equity Loans (Second Mortgage) with 5 year demand feature
|
| Loan to Value |
APR* |
Monthly Payment** |
| Up to 80% |
5.89% |
$19.28 |
| 81% to 90% |
6.89% |
$19.75 |
| 91% to 100% |
7.89% |
$20.22 |
| Home Equity Loan Payments can be calculated over a longer term to reduce the payment amount per month. Call for more information. |
|
Home Equity Line of Credit
|
| Loan to Value |
APR* |
Monthly Payment |
| Up to 80% fair market value of tax bill |
Prime Rate |
$2/100 min. $100 |
| Up to 90% |
Prime + 1.00% |
$2/100 min. $100 |
| Up to 100% |
Prime + 2.00% |
$2/100 min. $100 |
| Rates are subject to change quarterly. A $25 annual fee may apply. |
Back to top | Calculators | Applications
|
Kwik-Cash Loans (unsecured)
|
| Up to $5,000 |
14% |
|
Savings & CD Secured Loans
|
| 3% Above Actual Rate - Minimum 5% |
|
Signature Loans (unsecured) up to $5000
|
| 12 Months |
9.40% |
$87.64 |
| 24 Months |
9.40% |
$45.87 |
| 36 Months |
10.40% |
$32.46 |
| 48 Months |
10.40% |
$25.56 |
| 60 Months |
N/A |
N/A |
|
Single Payment Loan
|
| up to 6 Months |
9.65% |
|
* APR denotes Annual Percentage Rate
All above rates are based on certain credit worthiness criteria.
*Loans greater than 5 years are subject to a demand feature
** Monthly Payment is based on payment per $1000 for rate and term.
Back to top | Calculators | Applications
The above rates are based on the following criteria:
-
Year of collateral
-
Amount financed compared to the loan value of collateral
-
Previous credit history with Meadowland Credit Union
-
Current FICO credit score
USED TO DETERMINE LENGTH OF LOAN -
1. $700.00 or less ----------------------12 months
2. $701.00 to $1400.00 ---------------18 months
3. $1401.00 to $2000.00 --------------24 months
4. $2001.00 to $3600.00 --------------36 months
5. $3601.00 to $5000.00 ------------- 48 months
All Rates are Subject to Change
